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Planning for Retirement

We know, we know.

Who has the time? Or the money?

You know you should do it. You hate that you haven’t. You even hate reminders about the fact that you haven’t and you really should.

Time to Get Serious: The Importance of LTD Coverage

Almost 2.5 million Americans file for disability every year. At least 50% probably thought it would never happen to them.

You take the time to insure your life, but it’s just as important to insure your income. With Nielsen’s Long-Term Disability (LTD) Plan, should you become totally disabled, the plan pays up to 60% of your earnings, to a maximum monthly benefit of $15,000. It’s insured by MetLife.

To get the coverage, though, you’ve got to enroll.

Here’s how:

  • To enroll during annual enrollment (just around the corner), complete and send an Evidence of Insurability (EOI) to MetLife—a statement of your medical history, which MetLife must approve for your coverage to begin.
  • Forms are available when you enroll online.

Do yourself and your family a favor. Enroll for LTD.

Sorry.

We’re really trying to make this easier. Not just because we know you know you should. But because it’s the right thing to do. It’s also the only thing to do.

Why not make it your October resolution?

Ameriprise Financial Retirement Check-in

Speak with a licensed professional at Ameriprise Financial for help:

  • Balancing your short-term priorities—what you need to pay for today—with your long-term plans—what you’re going to need to pay for tomorrow.
  • Determining whether you’re on track toward reaching your retirement goals.
  • Learning steps you can take—whether you’re close to retirement or years away—to improve your retirement saving plan.
  • Discovering how to save for your children's education while saving for yourself.
  • Investing in a volatile economy.

The consultation is free. You don’t have to buy anything. And you might even learn something!

This e-newsletter is the third of a series designed to help you make the most of The Benefits of Nielsen. Each issue will provide tips and information related to a central theme that will help you use your benefits to Live Well. Click through each section for help managing your health, your health plan and your future.
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